I would like something that perhaps covers well visits as well as illness or accidents. Also, I would like something that is affordable as I can’t work and my husband just lost his job. We are getting the insurance so we don’t have to rehome our dogs if some major health issue comes up with them. That would break our hearts.
for the last person that wrote about having isurance on her 6 dogs. which insurance company do you use?
If you’re looking for an insurance that is affordable, I would recommend leaving out the routine coverage which would cover checkups and shots.
You usually end up paying more through the insurance than if you were to pay for it out of pocket. (Example: One company offers routine coverage for an extra $180 per year for one pet and they will cover $200 worth of bills. Not entirely worth it unless you know your annual vet bills will cost that much)
Insurance is a good idea if you want to be protected in case of accident or illness however. You never know when your dogs will get into mischief, and especially as they get older they are prone to more age-related problems.
It’s a good idea to read some reviews and do your own comparisons. Most top sites offer free quotes, here is one site where you can get a quote and look at quotes from other top sites side-by-side: http://www.trupanionpetinsurance.com/why_choose_trupanion_pet_health_insurance/quote-and-compare-companies_comparison-charts.aspx
I have Trupanion for my dog. I chose them because they don’t have annual limits and they cover 90% of all medical bills which includes tests and medications as well. They are a great company, I would definitely recommend them.
