I am getting new kittens and I am thinking of getting this pet insurance (especially because it also provides benefits for routine care). Has anyone purchased this insurance? What has your experience been in terms of claims?
I don’t see why I need to check if my vet participates in this plan? According to the website, I pay for all the services upfront at any vet I choose, and then VPI reimburses me.
I wanted to know about VPI pet insurance specifically, because Best Pets is not offered in my area.
Most vets do take insurance and VIP is the best rated and used insurance company i have 2 insurance policies on my 2 dogs, i have 6 dogs but 2 have cronic problems, i recently added my 2 older cats to it too. I have had no problems and its come in so handy with the 2 older dogs…. they paid on time and never give me a hard time… its about 10$ for each animal a month. its defrayed a surgery for a luxating patella and i only paid 50$ for a surgery that was about 1,300$
#1 by den2read on November 20, 2009 - 9:39 pm
BEFORE you buy, call around to vets you would take a kitty to. Ask them if they TAKE this insurance. If so, what are the prices? meaning, you may pay $20 a month for the insurance, and still have to pay for the vet visit to the office and only part of shots.
By the way, peta (yes, that peta) has a snip van and immunization van in many areas. Call them or go to their website. They offer very VERY low cost shots, neutering and spaying.
Ask your vets what insurance they do take, if any.
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#2 by texelgirl2 on November 20, 2009 - 10:05 pm
Most vets do take insurance and VIP is the best rated and used insurance company i have 2 insurance policies on my 2 dogs, i have 6 dogs but 2 have cronic problems, i recently added my 2 older cats to it too. I have had no problems and its come in so handy with the 2 older dogs…. they paid on time and never give me a hard time… its about 10$ for each animal a month. its defrayed a surgery for a luxating patella and i only paid 50$ for a surgery that was about 1,300$
References :
9 Years being an Abuse/Neglect Officer, Animal control, Shelter Manager, Foster mother,and wildlife rehaber. Also breeder/owner of many diffrent types of animals for all my life.
#3 by writerchick on November 20, 2009 - 10:55 pm
I heard mixed reviews of VPI when I was checking into insurance last year and so went with Pets Best and have been happy with them so far. The biggest complaint I heard about VPI was that the reimbursement amount was usually about 40 – 50% of the actual bill and that it took quite some time to get the check. But I also think they’re one of the least expensive options, so this may be a case of getting what you pay for. If you never use the insurance, it would be better/cheaper to go with VPI. Of course, now that I write that, if you never use it, you’re better off not having purchased it at all, yes?
)
I decided to pay the extra ten bucks a month for the better coverage with Pets Best. Only time will tell if I made the right choice, but if something happens to my pup, I’m glad to know he’s covered. Good luck!
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