I want one that not only covers illness and emergencies, but regular check-ups as well (deworming pills, vaccines, regular doctor visits, stool sample, x-rays, etc).
do embrace, petplan, and aspca cover all of this? Also, how come on insurance review websites…it shoes like $10 for the monthly fee but when i go on the actual website, it’s like $20-40?
Lastly-I need to get my pup vaccinated asap, once i sign-up for insurance, can i use it right away??
i’d appreciate any help, thanks so much!!!!
Stay away from Banfield as you are restricted in who can offer the dog care.
I would go with VPI or ASPCA.
Pet Insurance is costly but anything under 50 dollars a month that covers annual exam,vaccines,fecal,heartworm/flea and tick prevention is well worth it.
The insurance should also offer some coverage for blood work, urinalysis, mass removals,spay/neuter and dentistries.
The more expensive the plan the more services they will allow you.
How insurance works
You sign up and download insurance forms.
The vet fills out the form and you pay for the services that were rendered.
You submit the insurance claim and them a few weeks later you get a hefty check for reimbersment.
Its not as easy as human health insurance as you are responsible for payment but you will be reimbersed.
It is so worth it
So many clients kick themselves too late as they should of got the insurance earlier.
#1 by missy8675 on March 22, 2010 - 8:33 am
i have the plan from banfield on my puppy and i took him in for his vaccine and signed up and used it the same day. the first payment is usually more than the monthly thing (i think just to make sure you dont sign up and get the vaccine and take off) but then its 20 a month after that. it covered the neuter, vaccines, illness, injury and i have already gotten my money out of it and he is 9 months old
References :
#2 by grinninh on March 22, 2010 - 8:52 am
Stay away from Banfield as you are restricted in who can offer the dog care.
I would go with VPI or ASPCA.
Pet Insurance is costly but anything under 50 dollars a month that covers annual exam,vaccines,fecal,heartworm/flea and tick prevention is well worth it.
The insurance should also offer some coverage for blood work, urinalysis, mass removals,spay/neuter and dentistries.
The more expensive the plan the more services they will allow you.
How insurance works
You sign up and download insurance forms.
The vet fills out the form and you pay for the services that were rendered.
You submit the insurance claim and them a few weeks later you get a hefty check for reimbersment.
Its not as easy as human health insurance as you are responsible for payment but you will be reimbersed.
It is so worth it
So many clients kick themselves too late as they should of got the insurance earlier.
References :
certified veterinary technician