I want my dog to have insurance and how much would that be?
There are about a dozen pet insurance companies in the US. The purpose of pet insurance is to pay for the unexpected costs if your pet were to get hurt or sick because vet bills can get very expensive. Some companies also offer routine coverage (to pay for exams, vaccines, etc) but I would recommend to skip that, because you’re just paying the same amount of money through more expensive monthly premiums. And in most cases, it costs more than if you were to just plan for those expenses yourself.
Pet insurance typically costs around $25-$80 per month for a dog, depending on it’s age, breed, and where you live.
They all have a co-pay of 10-30% of the bill plus a deductible that is either annual or per-incident or per bill.
I have Trupanion for my dog and they cover 90% of the bill and I chose a $0 deductible so I only ever pay 10% of the bill. They don’t have claim limits or annual limits, and don’t increase your premiums every time your pet has a birthday like lots of companies do. I would definitely recommend them.
In all, do lots of research before choosing a company. Read all the negative reviews on petinsurancereview.com for each company so you know the worst-case scenarios.
Good luck!
#1 by Elim on July 16, 2010 - 9:09 pm
there is pet insurance.
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#2 by Huhu on July 16, 2010 - 9:40 pm
yes your dog can get pet insurance, you can add insurance on your home insurance,and I think progressive even has a commercial for it, so yah. your dog can prolly get a mortgage for his dog house these days.
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type dog insurance up there in that box above that says web search. jackass
#3 by An An on July 16, 2010 - 10:01 pm
there is, for mine I have insurance for its death and if it goes missing, then I will be compensated a 1000.
I paid the premium for abt 300 a year.
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#4 by EmK on July 16, 2010 - 10:39 pm
Yep there is. Call your local vet and ask them for info
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#5 by Dark Angel on July 16, 2010 - 11:01 pm
Yea i seen it on TV one day and it’s all paid for your vet bills too and i want to get some also as we as pet owners can always use money’ for our vets.
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#6 by Shannon on July 16, 2010 - 11:38 pm
There is pet insurance, but it tends to be more of a pain than anything else. If you’re worried about paying for large vet bills you may want to try applying for care credit, but make sure your doctor will accept it first!
http://carecredit.com/vetmed/
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#7 by Dogs R Heaven Sent - R.I.P Rylie on July 17, 2010 - 12:10 am
I’m not sure how much, but you could ask your vet, they should know. Or ask your insurance company ha ha. I personally think it’s a waste of money as I have noticed that dogs don’t get into as many serious illnesses as humans do. Of course, some do, but I’ve always preferred to pay from my pocket.
And just so you know, pet insurance also is a waste because if your dog gets into a situation where the treatment is too much for you, then your dog will not likely survive treatment. I know I’m sounding awfully bad, but it’s the sad truth. For example, most dogs won’t survive kemotherapy.
-Kelsea, Slurpy the Golden Retriever, Gizmo the Miniature Pinscher, and Libby the Cavalier mix
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#8 by Stevie on July 17, 2010 - 12:22 am
Yes there are all kinds of places that offer it, just Google "pet insurance" and sort through the results. The ASPCA is one place that offers it and, yes, I have seen the pet insurance policy mentioned on Progressive commercials as well. The cost is dependent on the type of dog and its age as far as I can tell. And, yes, you should also ask your vet about and make sure to ask if the vet is one that will be bill whatever company you have as the carrier or if you have to pay the entire amount first and then submit for reimbursement from the carrier. I found that to be a difference between carriers as well.
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#9 by Stacy K on July 17, 2010 - 12:56 am
There are about a dozen pet insurance companies in the US. The purpose of pet insurance is to pay for the unexpected costs if your pet were to get hurt or sick because vet bills can get very expensive. Some companies also offer routine coverage (to pay for exams, vaccines, etc) but I would recommend to skip that, because you’re just paying the same amount of money through more expensive monthly premiums. And in most cases, it costs more than if you were to just plan for those expenses yourself.
Pet insurance typically costs around $25-$80 per month for a dog, depending on it’s age, breed, and where you live.
They all have a co-pay of 10-30% of the bill plus a deductible that is either annual or per-incident or per bill.
I have Trupanion for my dog and they cover 90% of the bill and I chose a $0 deductible so I only ever pay 10% of the bill. They don’t have claim limits or annual limits, and don’t increase your premiums every time your pet has a birthday like lots of companies do. I would definitely recommend them.
In all, do lots of research before choosing a company. Read all the negative reviews on petinsurancereview.com for each company so you know the worst-case scenarios.
Good luck!
References :
http://www.trupanionpetinsurance.com