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	<title>Comments on: Is pet health insurance a good idea for my fam?</title>
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		<title>By: Frenchie Fan</title>
		<link>http://www.dailychihuahua.com/is-pet-health-insurance-a-good-idea-for-my-fam/comment-page-1#comment-311</link>
		<dc:creator>Frenchie Fan</dc:creator>
		<pubDate>Tue, 26 Jan 2010 07:20:59 +0000</pubDate>
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		<description>Yes, pet health insurance is a great idea. Having good pet insurance takes the &quot;I can&#039;t afford that&quot; nonsense out the the equation when facing a costly surgery or procedure. I have 4 dogs and 2 cats who all have health insurance. I use Veterinary Pet Insurance (VPI) http://www.petinsurance.com. I pay approximately $200 per year (per animal) for coverage. My Doberman recently tore her ACL and had $2,600 surgery. VPI reimbursed me $1,400. My Corgi developed allergies and had a $535 allergy test. VPI reimbursed me $345. Ideally, you should get insurance as soon as you get the animal. I know that the older pets get, the more expensive the premiums are for the insurance, if they agree to insure the animal at all. When working at a veterinarian&#039;s office, I had the chance to review several different pet insurance plans, and they are all different in terms of cost and coverage. Do some Internet research or check with your vet, finding the right company and right plan can save you hundreds when facing costly procedures.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Yes, pet health insurance is a great idea. Having good pet insurance takes the &quot;I can&#8217;t afford that&quot; nonsense out the the equation when facing a costly surgery or procedure. I have 4 dogs and 2 cats who all have health insurance. I use Veterinary Pet Insurance (VPI) <a href="http://www.petinsurance.com" rel="nofollow">http://www.petinsurance.com</a>. I pay approximately $200 per year (per animal) for coverage. My Doberman recently tore her ACL and had $2,600 surgery. VPI reimbursed me $1,400. My Corgi developed allergies and had a $535 allergy test. VPI reimbursed me $345. Ideally, you should get insurance as soon as you get the animal. I know that the older pets get, the more expensive the premiums are for the insurance, if they agree to insure the animal at all. When working at a veterinarian&#8217;s office, I had the chance to review several different pet insurance plans, and they are all different in terms of cost and coverage. Do some Internet research or check with your vet, finding the right company and right plan can save you hundreds when facing costly procedures.<br /><b>References : </b></p>
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		<title>By: letterstoheather</title>
		<link>http://www.dailychihuahua.com/is-pet-health-insurance-a-good-idea-for-my-fam/comment-page-1#comment-310</link>
		<dc:creator>letterstoheather</dc:creator>
		<pubDate>Tue, 26 Jan 2010 06:34:59 +0000</pubDate>
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		<description>I have known someone who had health insurance on their dog.  She tried and tried to convince me to get it for my dog, also, but i told her i felt it was a waste of money.  She soon found out it was. 

Her premium was $50 a month, and by the time she paid vet bills, and got a very small reimbursement, it wasn&#039;t worth the price.

I think that, if a person wants to &quot;insure&quot; their dog, they might open a savings account and put the equivalent premium amount into it every month for medical care for their pet.  It&#039;s cheaper in the long run.  These insurances do not usually pay much of a percentage for major surgeries, either.

I really feel they are a scam&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>I have known someone who had health insurance on their dog.  She tried and tried to convince me to get it for my dog, also, but i told her i felt it was a waste of money.  She soon found out it was. </p>
<p>Her premium was $50 a month, and by the time she paid vet bills, and got a very small reimbursement, it wasn&#8217;t worth the price.</p>
<p>I think that, if a person wants to &quot;insure&quot; their dog, they might open a savings account and put the equivalent premium amount into it every month for medical care for their pet.  It&#8217;s cheaper in the long run.  These insurances do not usually pay much of a percentage for major surgeries, either.</p>
<p>I really feel they are a scam<br /><b>References : </b></p>
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		<title>By: suzyq</title>
		<link>http://www.dailychihuahua.com/is-pet-health-insurance-a-good-idea-for-my-fam/comment-page-1#comment-309</link>
		<dc:creator>suzyq</dc:creator>
		<pubDate>Tue, 26 Jan 2010 05:47:59 +0000</pubDate>
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		<description>pet insurance is usually used for folks who travel alot with their pets or for pets who make the great escapes from the yard. Birds die. sometimes no one can figure out why, I sympathize your loss. I raise cockateils and once in a while they just poop out on me and die.There is no rhyme or reason for this. Try having your pets chipped. It&#039;s a small chip placed under their skin and is monitored by your vet with a GPS built into the chip Its inexpensive and works well.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;all my 4 dogs are chipped and all my birds are chipped</description>
		<content:encoded><![CDATA[<p>pet insurance is usually used for folks who travel alot with their pets or for pets who make the great escapes from the yard. Birds die. sometimes no one can figure out why, I sympathize your loss. I raise cockateils and once in a while they just poop out on me and die.There is no rhyme or reason for this. Try having your pets chipped. It&#8217;s a small chip placed under their skin and is monitored by your vet with a GPS built into the chip Its inexpensive and works well.<br /><b>References : </b><br />all my 4 dogs are chipped and all my birds are chipped</p>
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		<title>By: Lyn B</title>
		<link>http://www.dailychihuahua.com/is-pet-health-insurance-a-good-idea-for-my-fam/comment-page-1#comment-308</link>
		<dc:creator>Lyn B</dc:creator>
		<pubDate>Tue, 26 Jan 2010 05:37:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.dailychihuahua.com/veterinary-pet-insurance/is-pet-health-insurance-a-good-idea-for-my-fam#comment-308</guid>
		<description>You need to check out several. You can use the internet to do that.

I did not get insurance on my dogs but I did take out the &quot;wellness&quot; Program that PetSmart&#039;s Banfield Clinic has.  It takes care of the cost of their exams and vaccination and most of the lab work and cost runs from $20 a month and more of more services. I have the one that also takes care of teeth cleaning.  My last trip for my Cocker was $398 and it was all covered (that is more than a whole years premium)  My Queensland&#039;s last visit was $989.00 and it was 100% covered that is more than 3 years premium.  So it does save a lot of money and my guys get several check up per year and I know their shots are all up to date.  

good luck&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>You need to check out several. You can use the internet to do that.</p>
<p>I did not get insurance on my dogs but I did take out the &quot;wellness&quot; Program that PetSmart&#8217;s Banfield Clinic has.  It takes care of the cost of their exams and vaccination and most of the lab work and cost runs from $20 a month and more of more services. I have the one that also takes care of teeth cleaning.  My last trip for my Cocker was $398 and it was all covered (that is more than a whole years premium)  My Queensland&#8217;s last visit was $989.00 and it was 100% covered that is more than 3 years premium.  So it does save a lot of money and my guys get several check up per year and I know their shots are all up to date.  </p>
<p>good luck<br /><b>References : </b></p>
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