Archive for category Veterinary Pet Insurance

Veterinary fees for a rabbit?

I’m considering adopting a rabbit, and I was just wondering about how much it costs to take a rabbit to the vet for a checkup? How often do you need to take a rabbit for a checkup? Is there health insurance for pets?

Check up prices completely depend on the vet because there is no regulation on what they can charge. You need to call around and ask for prices from a LOT of rabbit vets. Rabbits are very healthy if you take good care of them. They may never need to see a vet.

Most all ailments can be prevented (it IS the best medicine) or can be easily taken care of by the owner. It is always good to have a rabbit vet on hand for emergencies, though.

I have met a lot of "good" rabbit vets as I have volunteered at our very busy animal shelter and taken rabbits to appointments. I have not cared for most. I have done a lot of shopping around. It has been hard for me to find one that I think knows anything but I finally did. He listens to me and has prescribed meds for my herd if I can’t get them at the feed store. I can get most of the meds for rabbits at the feed store. I give meds myself. It’s easy. There are plenty of rabbit medicine books out there that are nice to have around, too. You can never learn too much about your own pet, IMO.

If you don’t know ANYTHING about rabbits then you could take one in for a first time check up but I think that’s kinda silly since anyone can do a external exam. Read a book, like Storey’s Guide to Raising Rabbits by Bob Bennett or an online article about what to look for when buying a rabbit. Basically, it is clean environment, clean bum, bright clean eyes, shiny fur (unless molting), clean ears, healthy hocks (no inflamation), attentive/alert, no external parasites, healthy skin (run hands over body to feel for bumps and to look at skin), no malocclussions (teeth meet up correctly), straight legs, no broken toes, easily handled (if you know how to properly handle a rabbit). A 5 year-old 4H kid can learn to do this so anyone can learn how to do it. :) It is the routine for rabbit showmanship (rabbit handling). Google it.

Again, if you know nothing about rabbits, then taking your rabbit in for a yearly exam is typical but again, I think it is not needed unless there is something wrong or you live somewhere other than the U.S. , in which case, your rabbit will need to be vaccinated. Those things are not needed in the U.S.. Rabbits are NOT like cats and dogs in that respect, although I know that some vets are more than happy to take your money. :)

The only expensive thing about getting a rabbit is neutering it. In my area it costs anywhere from $140 to $230 from a private practice rabbit vet. I always tell people to go to a nearby city to get it done by the animal control there because it is tax subsidized and they only charge $50 even to non-residents. The rabbit rescues use them and their vets are actually very good. So, ask a rabbit rescue in your area who they use to get their rabbits done. Chances are that vet will be the least expensive and be well trusted to do a good job.

There is pet insurance out there. Unless you’re planning on getting a rabbit with health problems, I think it would not be worth it. Just take good care of your rabbit and don’t just stick it in a cage in the corner of your room to be forgotten. If you handle your rabbit daily you will become familiar with it and will spot any health problems right away. Get that book and read up!

Enjoy your rabbit!

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The Bank Of America – Pet Rewards Visa Is Good News For The Pet Lovers

The Bank of America and MBNA Corporation have together formed an organization that has come up with additional financial service benefits for its prospective clientele. They together have launched some very interesting financial products and services, aiming the uplift, development of a fair share of the society. The Bank of America – Pet Rewards Visa credit card is one amongst their many services.

The Bank of America – Pet Rewards Visa credit card is the card for you if you have a family pet and an excellent credit record. The best aspect of this card is that it permits the cardholders to earn points to redeem rewards related to pets.

Benefits Of The Card

The Pet Rewards Platinum Plus Visa Credit Card, enables you to earn two points for every dollar you spend at the qualifying pet specialty stores, farm stores, feed stores, veterinarian clinics and pet food retailers. The other purchases will let you earn one point.

You will obtain 500 bonus points with your first qualifying purchase. You will also find it easy to redeem your points, as the rewards begin at just 750 points that will enable you to begin spending in no time at all.

Furthermore, the points you obtain can be used for a range of awards, like discounts on pet food, veterinary services and shelter donations. You can also avail of a low introductory Annual Percentage Rate (APR) for the first six months.

With the end of the introductory period, the APR will still be relatively low and applicable for purchases and balance transfers. The cardholder will find the annual fee to be affordable and at the same time appealing.

Other Benefits

The Bank of America – Pet Rewards Visa credit card provides benefits like purchase replacement, zero-liability for unauthorized transactions, car rental insurance as well as many travel and emergency assistance.

The cardholder can even opt to have the picture of his/her pet on the card and can choose from a variety of card designs.

The Bank of America – Pet Rewards Visa credit card offers you access to cash at more than 380000 ATMs. It provides you total security protection like fraud monitoring and no liability. You will also gain from the emergency medical and travel services, purchase guard, optional mini card and many more benefits.

The Bank of America – Pet Rewards Visa card is specially formulated for the people who have good credit and love their pets like their own children. The rewards will help the cardholders utilize the savings for the welfare of their pets.

anonymous
http://www.articlesbase.com/non-fiction-articles/the-bank-of-america-pet-rewards-visa-is-good-news-for-the-pet-lovers-129982.html

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Can anyone help with dog insurance?

Hi everyone, I need some help understanding the mumbo-jumbo that is pet insurance policies. We have a 15 month old working cocker spaniel bitch who is not neutered. We have been looking at pet insurance and have been given a couple of quotes. The PDSA have been the cheapest so far at £7 a month for their middle package.
I am having trouble understanding firstly what is meant by voluntary veterinary fee excess and compulsory excess which is £75.
Also will the insurance company pay for us to get the pooch neutered at all? or does it just cover emergency bills.

Is pet insurance generally a good idea? Or can it be a total scam?
Thanks guys, really need this explained in real life scenario terms :)

First of all Pet Insurance will never be cheaper that just paying vet bills and paying for items as the occur except for and if you have a one time catastrophic medical problem that will run into the thousands and would not be able to afford that. It is just like car insurance. Have you come anywhere near collecting most of what you have paid?

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Discount Pet Supplies From Pet Supermarket

Pet Supermarket is the online shopping place for those who really love their pets and want them to have the best pet products at a reasonable price. Pet Supermarket carries pet supplies for dogs, cats, fish, small pets and birds. They have the lowest price guaranteed and offer free delivery.

In the dog line, Pet Supermarket carries name brand food such as Eukanuba, Arden Grange, Royal Canin and Hills. They offer accessories and necessary health care products for your dog at Pet Supermarket such as Drontal Allwormer, Front Line Flea Control, Denti Bones Breath Freshening treats, and Bob Martin Denta Care Chews among many other brand name pet supplies. For skin and coat they have Johnson’s Veterinary Anti-Itch Spray and other fine products for the comfort of your best friend. They have doggie toys from Boredom Breakers to Nylabone, and offer dog training aids such as Long Line and Multivet Anti-bark collars.

For that precious puppy in your life, Pet Supermarket in association with Eukanuba sponsors a Pet Supermarket Puppy Cub where you can save as much as 50% on your pupy supplies.

If your special pal is a fuzzy feline, Pet Supermarket has an extensive line of cat food and cat accessories. They offer the same brand names as in the  dog food section plus crates and carriers for your cat’s travelling comfort and your convenience. Pet Supermarket has feline bedding, toys, grooming items, cat litter and health care products. To keep your outside property smelling nice Pet Supermarket offers Simple Solution Yard Odour Away and a unique Pee Post to protect your pet’s territory. Other pet supplies include books on cat care.

Pet Supermarket Kitten Club in association with Eukanuba gives you a chance to save money on necessary cat supplies for your feline friend.

If fish is your fancy Pet Supermarket has lowest price guaranteed savings and special offers on everything you need to outfit your aquarium from lights, food, pest control, pumps, to how to books. If your Pet Plans include an attractive outdoor water pond in your garden, Pet Supermarket offers a complete TetraPond Wildlife Pond Starter Kit at a very affordable price.

Maybe bunny rabbits, hamsters and other little furry creatures are part of your lifestyle. Pet Supermarket hasn’t forgotten about them. They handle small animal carriers, toys, bedding, harnesses, feeders, litter and grooming items as well as feed and health care products all at discount prices.

Your flights of fantasy might run to birds. Pet Supermarket is the first and last place to stop and shop for your feathered friends. They handle bird pet supplies like feed, carriers, bird toys, cleaning products and anything else to make your pet’s and your life comfortable.

Shopping at Pet Supermarket is beneficial in many ways. They have the lowest prices, guaranteed, and special offers. They offer Pet Insurance, an informative newsletter, and free delivery.

Pet Supermarket is ‘run by pet lovers, for pet lovers’. They understand your concerns and are there to fill all your pet supplies requirements.

search rankpros
http://www.articlesbase.com/pets-articles/discount-pet-supplies-from-pet-supermarket-639014.html

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Why do people believe that veterinary care should be free? That vets don’t care if they charge for services?

For the last 15 years practicing veterinary medicine, mostly in an emergency clinic setting, I have listened to people complain about the costs associated with caring for their pets. If you choose to own a pet, you are responsible for the costs of taking care of it, not the veterinarian. It is unfair to blame veterinarians because we charge for our services. I am constantly being berated as not caring, when the only reason that I do what I do is because I DO care. A dentist who just graduated from 3 years of dental school makes twice what I make after 15 years of experience and more education, but no one questions their right to make a living. I offer care for your pet. I cannot afford to pay for your pet’s care, if you are unwilling or unable to do so. Take responsibility for the choices you make in life, if you choose to own a pet, purchase pet health insurance or understand the limits of what will be done if your pet becomes ill. Please don’t blame the veterinarian!

Let’s put this in perspective…human doctor, specialist in a SINGLE species, has numerous other doctors to refer to and consult with who in turn commonly only deal with certain body parts/systems. Human doctors commonly have no language barrier to deal with, are supported by company insurance plans, and have journal upon journal, study upon study to base their diagnoses and treatment plans on.

Then we have vets, who are supposed to be specialists to all species, who are not supported by workplace insurance plans, who have to provide all their own diagnostic equipment, and who have patients that cannot speak or otherwise communicate with them.

Frankly, I think vets have a hugely raw deal…they are expected to know more educationally speaking (dealing with all the different species), provide more (machinery/exam equipment, essentially they are all ‘hospitals’) and operate with less information (pets cannot speak to their symptoms). Further they deal with human caregivers who either lie, or are too stupid to have noticed that Fluffy is ailing for weeks if not months, and oh yeah, I forgot, they are supposed to be miracle workers who bring animals back from the dead (primarily due to caregiver incompetence).

I would suggest you make a chart explaining the direct correlation between human and pet costs. Explain that diagnostic tests are far more commonly required because pets cannot speak to their symptoms. I would tell your clientel from the begining what emergency care costs, and explain this during the puppy/kitten exam so they are prepared, and suggest that they either purchase pet insurance, set aside a certain sum in a monthly bank account, or get a credit card (held in reserve) specifically for pet emergencies.

The reality is, most folks never look at the cost of even ANNUAL pet care, let alone emergency lifesaving care. I personally recommend those that get a new pet do as recommended above, and if in fact you choose not to get pet insurance (something I am not a fan of…) then set the annual limit that your animal is worth BEFORE the animal gets sick. Having a credit card saved strictly for Fido/FiFi emergencies is a great way to deal with this.

As to the idiots who require but do not appreciate your services, unfortunately they will not allow us to euth the stupid people, we can only tolerate them, and pity their animals.

Lorinne (wildlife rehabber who CHERISHES her vets).

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Life Insurance: Do you Really Need It?

These days, it seems there are insurance policies available for just about everything: car insurance, home insurance, travel insurance, pet insurance, life insurance – the list appears to be endless. Some types of insurance, such as car insurance, are required by law if you intend to drive on the public highway, but for most people other forms of insurance are an optional extra.

However, it’s important to note that arranging insurance policies for other lifestyle items can provide you with peace of mind should something unfortunate happen. For example, taking out home-contents insurance can help cover the cost of replacing your household goods, while pet insurance can cover the cost of veterinary bills and treatments. But perhaps one of the most important ‘optional’ insurances you should consider is life insurance.

Whilst no one likes to think about death, life insurance – sometimes known as life assurance or term assurance – is a policy which pays a lump sum in the event of the policyholder’s death, helping to protect loved ones and dependents against financial burden. Coming to terms with the loss of a loved one is never an easy thing to do, and the added financial burden can make it increasingly difficult to cope. However, a life insurance policy can help cover such costs as mortgage repayments, salary replacement and childcare costs, paying off debts or even providing for future education for the kids. Moreover it can help ensure your family can maintain the standard of living to which they were accustomed to.

Life insurance comes in various forms, the most common being level term, decreasing term, critical illness and family income benefit policies. Most are available as both single and joint life policies, with most policies including benefits such as paying out on the diagnosis of a terminal illness. If you’re considering life insurance now, or in the future, it’s important to understand what each type of policy provides.

- Level term insurance is the most common form of life insurance and is designed to pay out a lump sum of money in the event of the policyholder’s death. The policy runs for a fixed term, normally a minimum of 10 years, and the sum assured is guaranteed, and remains unchanged throughout the life of the policy.

- Decreasing term life insurance is also known as mortgage protection cover and is regularly used to protect capital and interest payments on a mortgage. The sum assured decreases during the duration of the policy.

- Critical Illness insurance pays a lump sum if you are diagnosed with a specified illness, or suffer loss of limb and can be added to term insurance policies. The sum paid out by this policy can be used for any purpose.

- Family Income Benefit insurance pays a regular tax free income for your dependants throughout the remainder of the policy term. Payouts on this type of life insurance can be structured to correspond with changes in inflation, although benefits usually remain constant.

With the cost of life insurance premiums plummeting in recent years due to improved life expectancy and increased competition between policy providers, arranging a life insurance policy needn’t mean breaking the bank or compromising on cover. Financial comparison sites can help you to find the best deals on life insurance – from premium prices to levels of cover – and with only a few clicks, you can insure and safeguard your family’s future for when you’re no longer around.

Andrew Regan
http://www.articlesbase.com/insurance-articles/life-insurance-do-you-really-need-it-120720.html

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Health Insurance for Pets in Pennsylvania

Throughout history most of a veterinarian’s clientele was farm livestock (large animals). Dogs, cats and other household pets made up such a small amount of their daily business there was very little reason to study up on it. Even the beloved European veterinarian, James Herriott, counted on the Yorkshire farmers for a majority of his country clinics business. In 1884 that began to change when the University of Pennsylvania’s veterinary school opened the United States very first clinic specializing in the veterinary needs of dogs. In 2001 the United States of America had over 28,000 veterinarians who specialize in small animals.

It is fitting that Pennsylvania opened the very first vet clinic that specialized in the veterinary needs of dogs, the state has had a long running bond with the canine population, starting with the states founders, William Penn’s, Great Dane. A portrait of this Great Dane standing beside his master can be seen hanging in the governor’s reception room of the governor’s mansion in Harrisburg Pennsylvania.      Pennsylvania considers the Great Dane the state dog. Owners of Great Dane’s appreciate the breed’s faithfulness, intelligence, beauty, courage, and tolerance. Great Danes stand approximately 30-34 inches tall and weigh anywhere from 120-200 pounds, people who have Great Danes believe that the larger the dog the better. Because of their large size Great Danes are not an exceptionally long lived dog; their bodies simply aren’t designed to last very long. Many Great Danes suffer from heart problems, bloat, twisted intestines, and tail injuries. Some Great Danes have been diagnosed with hip dysplasia. Great Dane owners are not advised to take their Great Danes jogging until the puppy is at least one year old. Dogs featured in ancient Greek art work bear a strong resemblance to today’s Great Dane. German hunters were especially impressed with the dog’s ability at hunting bears and wild boars and bred the best great Danes to the best Greyhounds which helped create a leaner more agile breed.

Dog owners in the state of Pennsylvania are more then eligible to purchase pet health insurance for their dogs from the American Kennel Club. The American Kennel club estimates that the average pet owner who purchases an essential pet health care insurance plan (the essential health insurance plan is the name of the AKC’s lowest health insurance policy) through them will only pay approximately sixty-eight cents per day. Pet owners who purchase pet health insurance through the American Kennel Club have four different types of health insurance plans to choose from. The American Kennel Club Insurance company is happy to include cats into its health care insurance program. The American Kennel club is so confident that pet owners will love the benefits of purchasing pet health care insurance through them that they proudly offer owners the opportunity to test drive their insurance policy free for sixty days. Pet owners who insure their pets with pet health care insurance offered by the American Kennel Club are allowed to decide if they would like to receive a monthly statement in the mail or if they would rather pay for the an entire years worth of insurance in one lump sum and then not have to worry about it for twelve months.

Joan Shine
http://www.articlesbase.com/pets-articles/health-insurance-for-pets-in-pennsylvania-703882.html

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Pet/veterinary credit card. Do you have one?

Well, it turns out that our main source of income was "let go" today. I want to have my pets covered in case the worst happens, but I don’t want to pay for insurance, because I don’t feel that the dogs need it. But I would like a safety net.

Have you used a pet credit card? Which one would you suggest?

I use Care Credit and if you pay in full on time you do not pay interest.It has been a life saver for me several times :-)

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How You Can Find the Right Pet Health Insurance Company

Shopping may be a breeze for most people. But it really depends on what you are buying. For pet owners who want to find the suitable pet health insurance company, there are a lot of factors to consider. You will be surprised at how the policies for pets are similar to what humans have. Such policies have annual premiums. The deductibles depend on age and condition of the animals. And there are coverage plans that you can choose for the benefit of your pet.

With so many factors that you must zero into, this kind of shopping will prove harder as it seems to be. Your goal is to give your pet the best plan. Here are some suggestions on how you must go about your policy hunting venture.

1. Ask the vets. You can solicit advices and recommendations from your trusted veterinarians. They can explain to you complicated things better so that you may feel enlightened. And you will also feel more secure when you know that your choice is being used by many people and that there is someone who is professional who can guarantee for the policy’s effectiveness.

2. Choose a stable company. The business of pet insurance has been around in the United States for over 25 years. The strength of the company will also depend on their length of stay in the industry they belong to. As you ask about the available policies, you can also do a simple background check about the company’s stability. You need to make sure that your money will be handed onto the right hands.

3. Look deep into the coverage of the plan. The broader it is, the better. Choose the one that offers coverage for some chronic conditions like diabetes and other forms of allergies, dental situations and prescription drugs.

4. The company must know what they are talking about. If they are to insure your pets, they must have veterinary professionals on board their staff. This way, they will understand your concerns and needs regarding your pet. You wouldn’t want to entrust them to people who don’t know what they’ll be going through as they grow old.

5. The insurance provider must give you leeway in terms of your choice for veterinary professionals. The policy must not limit your choices of hospitals or veterinarians where you can turn your pets into when certain situation happens.

6. You must be sure that the insurance will be ready for use upon the effective date from its approval and issuance. Do not choose insurance providers that will make you wait a certain time before you can start using the policy that you have already paid for.

7. All transactions must be transparent. Make sure that the company provides you with the important information about every transaction that you have to deal with them. Ask them about everything that you want to know, the coverage, the benefits, the payment schedules and other things that you want to be clear about.

8. Choose the company that will reimburse your payments in cases when you have to cancel the policy. All your unearned premium must be given back to you in any instances wherein you have to cancel the insurance.

And these are only some of the concerns that you must take into consideration when you are in search for the pet health insurance company. Do not be shy to raise other issues as you go about the process.

Jadon Sluck
http://www.articlesbase.com/pets-articles/how-you-can-find-the-right-pet-health-insurance-company-737737.html

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Consider Getting Health Insurance for Your Rabbit

Many pet owners have the visitors and companionship of having a pet rabbit in the house. People are attracted to the idea of house rabbits because rabbits are not only jokey and fun to lookout they are also very communities. Rabbits lean to plead to people who like the magnitude and feel of cats but are put off by the snobbish behavior cats sometimes present, most rabbits, if handled suitably, are friendly all the time. Rabbit owners necessary to be concerned that because rabbits are so party the hardship to squander ration of time every day playing with their pet rabbit. Rabbits that do not get enough attention can become depressed. Like cats pet rabbits are low maintenance and easily litter box skilled. Rabbits chew on everything, the best way to standby your furniture is to give your pet rabbit loads and heaps of stringy toys. Rabbits and brood children are not a very good combination, kid’s pattern of grabbing and operation around makes rabbits worried and they can beginning arctic, and rabbit bites hurt. If you determine to keep your pet rabbit in the house you want to be prepared to pure the litter box on a reliable basis.

Rabbits poverty to be taken to the veterinarian on an accepted schedule for habit vaccinations and invoice ups. Rabbit owners who keep their rabbits in the house commend spaying and neutering your rabbit. Pet rabbits are not known for their willingness to take medications. If you have to give your pet rabbit liquid mediation you will ought to use a nozzle (just the nozzle not the needle) or an eye dropper. I rather syringes because it is easier to degree the apposite quantity of medication. Holding the rabbits journey and peninsula with one hand slide the squeeze into the rabbit’s lips behind the teeth, Check to make steady that the tip of the pump isn’t jammed out the other piece of the bragging, thrust the tip of the needle towards the rabbit’s throat. Depress the syringes plunger.

If your vet prescribes a medication for your rabbit that is in a pill or pill form you are ready to have to crush up the pill. Once you have crushed the pill into a powder mix it with a little bit of flavored Sustacal or Ensure awaiting you have a pale paste. Use a squirt to administer the paste like a liquid medication.

It only takes being bitten by one vampire for a rabbit to become infected with a plain viral disease call Myxomatosis. Most rabbits die just a few quick hours after contracting the disease. The only way to handle Myxomatosis is to immunize your pet rabbit before it ever comes into commerce with Myxomatosis. Rabbits should be vaccinated when they are six weeks old. Do not give a pregnant rabbit the vaccination; remain awaiting her babies are natural. Rabbits are still at venture for Myxomatosis for fourteen years after being vaccinated. Your pet rabbit will want booster shots.

Health troubles commonly associated with rabbits are uncontrolled bleeding when injured, blood in the urine, defeated bones, breathing problems, declining body temperature, and awful diarrhea. If you would like to foothold an assurance plan to help disguise the price of veterinary expenses for your pet rabbit you will maybe have to look for an exotic animal strategy offer by a pet vigor insurance party.

Jason Richards
http://www.articlesbase.com/pets-articles/consider-getting-health-insurance-for-your-rabbit-711403.html

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