Archive for category Dog Insurance

DVD – The Real Mccoys / Complete Second Season

DVD - The Real Mccoys / Complete Second Season

(15 Hours, Black & White) 5 DVDs! The Real McCoys became one of the biggest hits on television, paving the way for other rural comedy shows including Gomer Pyle, Beverly Hillbillies and Petticoat Junction. The premise was simple: a happy-go-lucky West Virginia mountain family moves to a ranch in California’s San Fernando Valley. The focal point of the action was Grampa Amos McCoy, played by three-time Academy Award winner Walter Brennan. This collection features all 39 episodes from the second season of this classic TV show, from 1958 & 1959. Includes these episodes: The New Car, Grampa Learns About Teenagers, Blow The House Down, The Dancin’ Fool, The New Well, The New Dog, Sing For Your Supper, Do You Kiss Your Wife?, The Perfect Swine, Leave It To The Girls, The Gift, The New Hired Hand, The New Neighbors, Luke Gets A Job, The McCoys Visit Hollywood, The Bank Loan, The Great Discovery, Son Of The Mystic Nile, Kate Learns To Drive, Grampa’s Private War, The Rainmaker, The Perfect Houseguest, The Wedding, Kate’s Diet, What’s Family For?, Grampa Takes The Primrose Path, Batter Up, Sweet Fifteen, Go Fight City Hall, Two’s Company, The Tax Man Cometh, The Mrs. Homemaker Contest, The Insurance Policy, How To Paint A House, The Great Woodsman, The Big Skeet Shot, Grampa’s New Job, The Actor, Fire When Ready Grampa

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Why You Should Buy Pet Insurance To Protect That Additional Family Member

So many people try to decide if they should buy pet insurance or just pay for the vet costs as they come up. They wonder if there truly is an advantage or if it is just another way for insurance companies to make money. The only way to decide if this option in pet care is of interest to you is to research what the different plans offer and to see if they are worthwhile.

There are many plans available depending on which insurance companies you investigate. Their programs for your cat or dog can either be minor, covering only the basics, or much more comprehensive. Compare prices and plans before deciding. Shopping around is the only way to learn where the best coverage for your pet will come from.

Depending on what you are looking for in a policy you can buy pet insurance for your dog or cat for under a dollar a day. This can cover everything from illness, check-ups, vaccinations and injuries to x-rays, medications and surgery. What is covered is completely dependent on which company and what animal policy coverage the animal owner chooses. The ongoing treatment of a dog or cat can be expense if there is long term treatment required. Polices are available from insurance companies throughout the United States. There is even coverage available through the American Kennel Club, and not only for registered dogs, but for cats too.

One of the things that people worry about is can they choose their own vet. This is very important to most people. When you buy pet insurance you will get to choose the vet you use. Just the same way you can choose which program most suits you and the money you are able to spend on this animal medical policy. Some policies offer you such complete coverage that you will see the kind of money that you will be able to save.

Most companies will not cover those things that are expected expenses. That means that your animal’s medical plan will not cover spaying or neutering, flea control or special diets. Yet, other companies will offer policies that will cost you just a little more than the ones that cover only accidents, illnesses and injuries. These will take care of even the wellness veterinarian visits. It might cost a little more but in the long run will be a large saving.

You can pay monthly or yearly based on which method suits your financial situation. When you look at your dog or cat and think about the money you may spend in a year on general care, then think about what could go wrong you should consider this option. When you buy pet insurance it will give you that feeling of having a cushion should something serious strike your beloved animal.

Craig Thornburrow
http://www.articlesbase.com/non-fiction-articles/why-you-should-buy-pet-insurance-to-protect-that-additional-family-member-103007.html

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Dog Insurance?

If you get dog insurance for your dog are the vaccinations and check ups cheaper? Is it a good idea to get Dog Insurance for a small fragile dog?

with some plans, vaccinations are partially covered, although it’s not much (i think we got about $30 back on vaccinations of about $90). on our policy, checkups are not covered unless they’re followup visits for something you’ve already seen the vet for.

but if your dog is, as you say, "fragile," i would highly recommend insurance. we have 2 labradors (5 years and 2 years old) who would have cost us a fortune if we hadn’t had policies on them. the most recent visit was $1400. they had enjoyed a bowl of grapes (grapes can cause renal failure in dogs and it’s a very serious thing — don’t ever feed your dog grapes or raisins!) and we didn’t know which dog had eaten them, so both dogs had to get treated. the insurance cost annually is about $350 each, so in just the one visit — and believe me, there have been others since, although not as expensive — the policies have paid for themselves many times over.

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Do I Really Need Pet Insurance?

Pet owners are at serious risk of underestimating the time and expense that having a sick or injured pet can have on their lives as fees for vets are expected to continue to rise by 20 per cent over the next three years.

It has been estimated that 40 per cent of the cost of owning a dog goes towards unexpected vet’s visits and that only 12 per cent of the UK’s 13 million dog owners insure their pets.

According to financial research company Defaqto, pet insurance can be a minefield for owners and its complexity is deterring consumers from taking out cover.

It says, that because different insurers pay claims per year or per condition and place some limits on particular claims, consumers are confused as to which policies are best to take out.

A cat typically lives for 14 to 15 years and its care can cost as much as £9,500 in its lifetime. A dog lives for around 13 years and costs between £500 to £1,000 a year on average.

But, owners who are already paying a small fortune to look after their cat may be reluctant to purchase insurance, especially when annual premiums can be as high as £200 for those living in London.

And while pet insurance can save you a fortune should your cat or dog become seriously ill, it can also be massively restrictive.

Pet insurance should cover vets fees, treatment for long-term conditions, death by illness benefits, death by accident benefits, rewards and expenses for stolen or lost pets, and dental treatment.

But many policies are not as good as they can be. For example, some will allow you to claim for the same condition repeatedly, but there will be a limit on the total amount you can claim for each year.

Others will only allow you to claim once for each condition. Make sure the limit per claim is more than £5,000.

Buying pet insurance is much the same as buying home or motor insurance. You need to check what the excess is – that is the amount you will have to fork out for each claim.

Remember that the cheapest may not necessarily be the best since it may not cover claims likely to arise for your pet’s particular circumstances. The study warns that choosing the cheapest insurance may require the buyer to pay as much as 35 per cent of expensive treatments.

The best policy is one that covers your pet for its lifetime. Contracts renewed annually can exclude any condition experienced the year before and could also exclude your pet when it gets older. Also, some firms will not begin cover until the animal is six or eight weeks old.

In addition to ensuring that vets’ bills don’t send an owner into financial difficulty, pet insurance can provide other useful cover. For example, if a motorist crashes his car into a wall to avoid running over your cat, you could be covered for the expensive repair bill for the car – and the wall.

Also, if your dog attacks the postman and you find yourself in court, many policies offer useful legal advice and cover for legal fees. Legal liability for damage to anyone or their property caused by your pet is actually required by law if your dog is covered by the Dangerous Dogs Act.

Some policies offer to pay for kennels or boarding if you have to go into hospital, which could be a good idea for an elderly person living on their own. A few top-of-the-range schemes will also pay for holiday cancellation if your pet is sick or injured.

Most will pay for costs for advertising and a reward if your animal is lost, to varying degrees. Some will pay the purchase price of your pet if it dies or is stolen.

Pet insurance is to cover you for the unexpected. That means vaccinations, boosters, wormers, nail clipping, spraying and neutering will not be covered.

There is a wide range of pet insurance providers and polices will differ widely. Decide what level of cover you need and what you can afford due to your and your pets circumstances. The excess on your policy can range from £25 to £65.

Keep in mind dogs cost more than cats to insure, and you sometimes pay extra for pedigree pets and bigger dogs. More delicate breeds may cost more to insure with some companies. Premiums may vary according to where you live because vets’ bills tend to be higher in cities especially London.

Some insurers will have a maximum figure they are prepared to pay out in a year, others will pay out a maximum per claim for illness or accident. Think about your cover carefully, it could make a big difference.

Michael Challiner
http://www.articlesbase.com/insurance-articles/do-i-really-need-pet-insurance-51598.html

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Why Should You Buy Dog Insurance

Recently, people wanting to buy dog insurance has seen a dramatic rise. The amount of money that Americans are willing to spend on the health and comfort of their parents has more than doubled over the past several years. At the same time, the cost of pet care has also increased, and the veterinary services have start to look more and more like human health services, with dogs and cats routinely undergoing ever more expensive and complicated procedures. And, as with humans, there’s always the dread lurking in everyone’s mind and heart that this will be the trip to the office where the vet will say “I’m sorry, but…”

Whether it’s cancer, stomach diseases, liver problems, or any of a whole host of other new ailments that vets can now find–and often cure–the pet owner can be sure of one thing; it’s almost a given that it’s going to be expensive. This is where dog insurance comes in. Just as with health insurance for humans, you pay a premium each month; in return, should your pet come down with any of the ailments covered by your policy, the insurance company will pay all or part of the bill. The problem is in those two clauses; “covered by your policy” and “all or part of the bill”.

It’s essential that you do your homework when looking into purchasing any kind of insurance for your pet; again, much like insurance for humans, what the policy does and doesn’t cover varies widely from one company to another, and even from one policy to another within the company, and the insurance company may or *may not* pay all of the bill, when it does cover the particular ailment.

Most insurance companies, for example, will not cover the cost of medication or regular checkups–which may include checkups after surgery to make sure the dog is doing well. And you may be required to pay a certain amount or a certain percentage of things that the insurance company does cover.

Again, do your homework and always read the fine print. Make sure that the company provides what you think they provide. Know in advance what you’ll have to pay for, if anything (there’s usually something) and what they’ll pay for. Know what diseases and treatments they cover, and whether they will pay for all or part of preventative measures (for example, yearly rabies shots or regular checkups).

Even when the company doesn’t actually pay for these things, they may be willing to lower your premium if you have them done; speak with a representative from the company and find out. Like insurance for humans, Dog Insurance can be a huge blessing, but it can also be a huge headache.

And, above all, be sure to keep your dog healthy. Encourage him to eat right, and give him lots of exercise by going on long walks together or playing in the back yard for a couple of hours a day. If you buy dog insurance, it can be a nice thing to have, but it’s even nicer when you don’t actually need to use it!

Craig Thornburrow
http://www.articlesbase.com/non-fiction-articles/why-should-you-buy-dog-insurance-110683.html

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Dog Medical Insurance: 4 Things to Consider Before Making your Purchase

Because there is a rapidly increasing number of dog lovers in the world, the need for dog medical insurance continues to rise.

Caring for pets can be expensive even if they don’t have any medical conditions or are just getting old. Just the basics such as a yearly exam, vaccinations and preventative flea and heartworm medication can cost a few hundred dollars a year.

With this in mind, many dog owners are opting for dog health insurance. No matter how expensive your pet’s health needs are, there is a health insurance plan that can at least help to cover a portion of the costs. But, not every pet insurance policy is right for your pet. If you are among the many dog owners who has decided pet insurance is right for you, you will definitely want to spend some time researching what type is right for you and your pet before actually purchasing a policy.

Veterinarians…

Just as human health care providers are only able to accept insurance from certain companies, the same holds true for veterinarians and insurance companies. As well, many pet insurance companies will only allow their policyholders to go to certain veterinarians. With this in mind, it is important to consider whether your veterinarian will allow your insurance to be used and whether your insurance will cover visits to that particular vet clinic. It would be a shame to find a wonderful vet that you and your dog get along with, only to find out you have to switch because of the coverage plan you purchased.

If you already have a veterinarian in mind, or are already working with one, simply call their office and ask the office manager for recommendations on quality pet insurance. From here, call the insurance company and make sure they will allow your pet to visit that office.

Reviewing Plans…

When it comes to dog medical insurance, remember that all insurance companies are not created equal, so spend time researching which one is right for you and your dog. You will want to carefully consider the type of coverage each insurance policy provides. Although some policies may be cheaper than others, this is because some pet insurance companies only offer coverage for basic services, like routine exams and medication, but will not cover major surgeries. Others will cover surgeries or major medical conditions but with a high deductible or with a huge co-pay.

It is best to decide on a veterinarian that has affordable rates first. Then determine the amount of dog medical insurance you will need for your pet. From here you should contact several insurance companies for quotes and then you can decide which is the most affordable for your pet’s needs. This may mean sitting down to review several different pet insurance policies.

Breed of Dog…

You will also want to spend some time considering the breed of dog you own before settling on pet health insurance for your dog. Some dog breeds are by nature healthier than others, but almost all dog breeds are prone to some type of injury or illness. Taking into consideration future health issues can help you to determine the price range of insurance coverage you will need.

Age and Health…

If you have a fit, young adult dog, you probably only need enough insurance to cover a yearly examination and an average deductible in case of an emergency medical situation.

Keep in mind, though, that many dog owners will assume that a new puppy does not need Dog Insurance because they are so young and healthy. Actually, though, puppies will receive more vaccinations in the first year of their life than at any other time, and these vaccinations can be extremely expensive.

Of course, if you have an older dog, one that is over 8 years old, they are increasingly at risk for illnesses, ailments and the need for medication. Thankfully, modern medicine has made it possible for older dogs to live longer without pain, but unfortunately this medication can be expensive. If you have an older dog that is in declining health, you may want to consider increasing the coverage on your dog medical insurance.

When Richard Livitski isn’t busy digging up information about dog medical insurance, he’s working on his dog names website http://www.dog-names-and-more.com where dog names as well as dog training, grooming, and care tips can be found.

Richard Livitski
http://www.articlesbase.com/pets-articles/dog-medical-insurance-4-things-to-consider-before-making-your-purchase-106809.html

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Leather Manufacturer’s Bank 1850’s – Slave Insurance Bank w/Dog Vignette

Leather Manufacturer's Bank 1850's - Slave Insurance Bank w/Dog Vignette

Beautifully engraved check from the Leather Manufacturer’s Bank dated 1852-1853. This historic document was printed by the R.C. Root & Anthony Company and has an ornate border around it with a vignette of dog lying beside a trunk. This item is hand signed and is over 155 years old. Punch cancelled.

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Some Good Reasons For Having Dog Pet Insurance

When you first get a dog, you will probably be told by several people that you need to buy dog pet insurance. However you may not be at all clear as to exactly why you need it, especially if you haven’t owned a dog before and are aware of the situation.

If there is one reason for having dog pet insurance that you had already thought of, it is probably health insurance. That is, insurance to cover your vet’s bills if your dog is sick, or injured in an accident. It’s most unlikely that your dog will go through his whole life without a single disease or injury, and nowadays just one treatment can cost literally thousands of pounds. Dog pet insurance policies vary enormously as to what level of cover they provide for vet treatment, so you need to compare them carefully and see what best meets your needs.

However, there are several other reasons why it is important to take out dog pet insurance. Some of these may not have occurred to you if you haven’t had a dog before.

• If your dog causes a motor accident, for instance by running out into the road, you will need insurance to cover you for legal advice and compensation payment. You are responsible for what your dog does, so the other party will sue you. If a serious injury is involved, the compensation could be huge.

• Similarly, you can be sued if your dog bites someone, e.g. a postal or other delivery worker, or a neighbour. Of course, you need to keep your dog under control and train him not to bite people, as it would also result in him being put down.

• If you have to be hospitalised and there is nobody to care for your dog, your dog pet insurance can pay for boarding kennels (if you have a policy that specifically includes this). The policy won’t pay for putting your dog into kennels while you go on holiday! However, if you have booked a holiday and your dog is sick or injured at the last minute, preventing you from going, you can have a policy that covers the cost of cancelling your holiday.

• If your dog is lost or stolen, dog pet insurance can pay for advertising and rewards. Some policies will also cover replacement – some will even pay for bereavement counselling!

• If your dog is hard to control, is disobedient or has other behaviour problems, a dog pet insurance policy can pay for advice and help from a dog training expert or a dog behaviour therapist.

Of course, many of these things may never happen – and you certainly hope they won’t. But sometimes they do, and it’s a good idea to consider right at the outset how you would cope if any of these things did happen. There are a number of good reasons for having dog pet insurance, but the most important one of all is – peace of mind.

SeanHorton
http://www.articlesbase.com/pets-articles/some-good-reasons-for-having-dog-pet-insurance-616925.html

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How do you get dog insurance?

I looked everywhere but I still don’t know how or where to get Dog Insurance.

Typically, you can sign up right online at the insurance provider’s website. They also usually make their customer service phone number easy to find, and you can call customer service and they will sign you up.
For Trupanion Pet Insurance for example, you go to their main website and fill out the information about your dog or cat and click on "Generate Quote" and then you will get a free quote. You can continue the steps and filling out the rest of the form to actually enroll with insurance.

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The Necessity Of Dog Insurance

Unfortunately, in todays world it is not difficult for a pet dog to get injured. Dogs were not designed to live in an urban environment and the common trappings of city life can yield some unfortunate incidents. These incidents may result in a trip to the vets to have the dog properly taken care of. However, such a trip is not free and can run into an expensive bill. Of course, one could defer this expense by simply purchasing adequate Dog Insurance designed to provide a financial safety net no different that which is provided by human health insurance coverage.

There are those who might laugh at the mere mention of dog insurance designed to cover any costs associated with illnesses that the pooch may suffer from. It is true that the mention of dog insurance will yield a reaction of laughter from some people mainly because the concept of dog insurance is a relatively new concept. Since people generally associate medical insurance with humans, it may seem odd that insurance can be purchased for a pet as well. The problem exists is that people take that moment of smirking and use it to dismiss the serious possibility of a life threatening illness effecting a loyal pet and the need for an expensive life threatening operation being required to save the poor pets life.

Another reason that people may not take the need for dog insurance seriously is because most people are unaware of the costs that can be associated with a visit to the vet. Most people will usually take their dog into the vets office for common shots, check ups. Dental visits, etc. While these visits are not free, they are also relatively inexpensive. As such, people develop the notion that vet visits and procedures are simply not expensive. (There is also the unfortunate situation of people not being aware of the costs of vet visits because they never take their dog in for yearly check ups) Such a notion is wildly inaccurate as any complicated procedure will yield expensive vet bills. So, the purchasing dog insurance is not so silly after all, particularly if it ends up saving a person a great deal of money.

A dog is a loving and loyal animal and should not be put at risk. By not taking the proper precautions to cover any financial impediments to providing proper medical care to the pet, then one is exhibiting a form of animal cruelty by default. Do not place a loving and loyal pet at risk, seek out a provider of dog insurance and have a blanket coverage plan put in place to keep the animal protected against any potential medical threats.

Craig Thornburrow
http://www.articlesbase.com/non-fiction-articles/the-necessity-of-dog-insurance-95241.html

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