Any advice on doggie/pet insurance out there?


I am getting a Boxer tomorrow. I am considering either Pets Best (www.petsbest.com), or ASPCA, as they seem like the two best on all of the reviews I have looked at.

Any advice on these, or any others? Thanks.

We have Trupanion pet insurance, the good things about it are that there are no penalties for filing a claim, monthly premiums don’t go up with the pet’s age, and they don’t have breed restrictions. They also cover hip displaysia (not many other companies do) which can be common with Boxer breeds.

  1. #1 by Rotem G on August 11, 2010 - 10:47 am

    maybe it will help you(different animal same issue):http://www.aquariumpassion.com/articles/fish-tank-setup/tank-insurance.html
    References :

  2. #2 by LB4animals on August 11, 2010 - 11:29 am

    Most pet insurance is very complicated. There are different levels of coverage and submitting the claims are very exact. They are easily denied if not submitted perfectly. I do recommend getting insurance especially for a pure breed puppy. They can really cover quit a lot of things including emergency care. Call the insurance company directly though and get the low down on the coverage. I have heard of a lot of headaches from loopholes and improper paperwork.
    References :

  3. #3 by jane_nesbitt on August 11, 2010 - 11:52 am

    I have VPI at $16.95 per month. It only pays for annual, routine exams. Usually every time I take my dog in, I end of spending around $50, even with the insurance. Without the insurance it would be considerly more.
    References :

  4. #4 by Kathryn on August 11, 2010 - 12:04 pm

    Pet Insurance is complicated and what ever the problem with your pet, the Insurance usually doesn’t cover it. I don’t want to be discouraging, but finding a Vet that offers a discounted service or learn how to treat and prevent illness yourself is probably better money spent.
    check out these two sites
    http://tinyurl.com/dz9w95
    http://www.easyhealthypet.com
    References :

  5. #5 by Animal Artwork on August 11, 2010 - 12:21 pm

    Personally, I’ve found it more cost effective after the first sets of shots are done, to simply save on a monthly what I would pay in pet insurance in my own savings account.

    If you are going to AKC register your dog, AKC offers a free month of pet insurance which might be worth your while.

    At the moment, I have about $1700 in "dog insurance" in my savings account.

    Don’t forget ~ the reason "insurance" works as a business is because they pay out LESS than they take in… and what they take in goes to pay for things like employees, rent, advertising etc. Financially you are betting that you bought a dog so unhealthy as to cost you MORE than what you would normally pay a vet for a healthy dog.
    References :

  6. #6 by Stacy K on August 11, 2010 - 12:47 pm

    We have Trupanion pet insurance, the good things about it are that there are no penalties for filing a claim, monthly premiums don’t go up with the pet’s age, and they don’t have breed restrictions. They also cover hip displaysia (not many other companies do) which can be common with Boxer breeds.
    References :
    http://www.trupanionpetinsurance.com

  7. #7 by Steve S. on August 11, 2010 - 1:24 pm

    I recommend Pets Best from those two choices.
    References :
    http://www.pet-insurance-information.com

    http://www.truthaboutpetinsurance.com

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